What is Covered Under Commercial Auto Insurance?
Liability Coverage
This liability insurance covers bodily injury and property damage that your business may be held responsible for in an accident involving a business vehicle. It helps pay for medical expenses, legal fees, and property repair costs for third parties.
Collision Coverage
This coverage pays for repair or replacement costs for physical damage to your commercial vehicle resulting from a collision with another vehicle or object, regardless of fault.
Medical Payments
This coverage pays for medical bills resulting from a commercial vehicle accident for you and your passengers, regardless of fault.
Underinsured / Uninsured Motorist Coverage
This coverage protects you and your passengers if you're involved in an accident with a driver who either has no insurance or inadequate insurance to cover the damages.
Personal Injury Protection (PIP) Coverage
PIP coverage helps pay for medical expenses, lost wages, and other related costs for you and your passengers, regardless of fault.
Hired Auto Coverage (Rental)
If your business rents or leases vehicles for company use, this coverage protects against liability claims arising from accidents involving covered vehicles that are rented or leased.
Non-Owned (Employee Owned) Auto Insurance
If your employees use their personal vehicles for business purposes, non-owned auto liability coverage can protect your business if they are involved in an accident while on company business.

What is Fleet Insurance?
Fleet insurance provides coverage for your company-owned vehicles and drivers if one of your fleet vehicles is stolen or involved in an accident. It also covers the cost of damage to other cars when the driver of your vehicle is at fault. Fleet insurance policies are usually specific insurance products that cover a fleet consisting of two or vehicles.
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Additional Business Insurance Options from BIS
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