Business Insurance for Retailers
Secure Your Retail Business
At BIS Benefits, we understand how hard you've worked to build up your retail business. Our retail insurance brokers help you make sure that everything you've accomplished remains protected, regardless of what life throws at you.
Businesses That Benefit From a Retail Broker
The following types of businesses are the best fits for retail insurance:
- Jewelry Stores
- Hardware Stores
- Electronic Stores
- Grocery & liquor Stores
- Florists
- Clothing & Apparel Stores
- Pet Stores
- E-Commerce Stores

What Types of Insurance Coverage Should a Retail Business Have?
This coverage will protect your retail business' physical assets (meaning your storefront, inventory, etc.) from things like fire, theft, and vandalism.
This protects employees from any injury or illness they might sustain at work or due to their job responsibilities. It covers lost wages, medical bills, and more.
This coverage can help protect your retail business if you experience a fire, theft, or other type of catastrophic damage.
A cyberattack can cause complex risks for your retail business, especially your reputation. Cyber liability insurance offers the coverage you need to get back on your feet again.
This insurance can help cover defense costs, legal judgments, and other issues that are caused by one of your products not working properly.
This offers an additional level of coverage that you might not get from other types of policies. It is ideal for when you're worried that you've hit the limits on other types of liability coverage.
If you or your retail employees travel to customer locations as part of your business operations, commercial auto insurance coverage can protect any official work vehicles you might have.
This is a specific type of business insurance policy that combines both business liability and business property coverage into one convenient, easy-to-manage policy.
Request a Free Quote Today
Allow BIS to aggressively shop the market to get you the most competitive rates.
Three Reasons To Choose BIS
Hands-On Team
Personal Insight, Cutting-Edge Technology, and Professional Coverage Expertise
Industry Experts
Knowledgeable in All the Markets, Representing All Major Carriers
Industry-Leading Service
Quick Response, Five-Star Rated, BBB Credited, Best Customer Service in the Industry
How Much Does Retail Insurance Cost?
The amount you can expect to pay for retail insurance in Georgia will vary depending on exactly what types of coverage you need. According to one recent study, the average cost of general liability insurance for small retail businesses is about $40 per month and professional liability insurance is about $59 per month.
Insurance Requirements for Retail Stores
At a minimum, Georgia law requires retail stores at a minimum to have property insurance, liability insurance, and motor vehicle insurance. If you have three or more full or part-time employees (which applies to most retail establishments), you are also required to carry workers' compensation coverage.
If you're in Georgia and would like to learn more about business insurance for retailers, or if you have any additional questions, reach out to BIS today. Request a quote for further information about our retail insurance strategy.
Our Carriers
Our retail insurance agents work with the top-rated insurance companies in Georgia, including
Selective,
Hanover,
Travelers,
Hartford,
Nationwide,
Chubb,
Liberty Mutual, and more
Where We Work
BIS Benefits works with companies located throughout the state of Georgia, including the following cities:
Interested in our benefits?
Contact Us for a Free Quote
Employee Benefits, Group Plans, and Risk Management? We're here to help! The BIS team is friendly, knowledgeable, and prepared to answer your questions. Contact us today for a custom quote!
