Preferred Provider Organization (PPO) Plans
Often coming with higher monthly premiums, PPO plans allow employees to see specialists without a referral and visit out-of-network doctors. These plans are a good fit for companies that want maximum provider choice.
Health Maintenance Organization (HMO) Plans
These structured plans typically have lower deductibles and lower monthly costs. However, employees often must stay in-network and get a referral to see a specialist. HMO policies are an attractive option for businesses looking for predictable costs.
Health Savings Account (HSA) Plans
Health Savings Accounts offer a flexible setup that can help both employers and employees manage long-term costs. Eligible employees can put pre-tax money into the HSA to pay for qualified medical expenses, and unused funds roll over from year to year.
Indemnity Health Insurance Plans
Under an indemnity coverage plan, employees are responsible for paying the remaining costs after the health insurance company reimburses a set portion of covered services. Compared to network-based coverage options, these plans offer healthcare provider flexibility, but employees often pay more out-of-pocket.
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Discover Additional Group Benefits & Commercial Insurance Plan Options
At BIS, we believe that offering additional types of group benefits and business insurance is one of the best ways to build on existing health insurance plans. Our brokers can help businesses in John’s Creek find the right health insurance coverage for their unique needs.
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