Preferred Provider Organization (PPO) Plans
PPO plans typically have higher monthly premiums, but they offer more flexibility for employees. People can visit specialists without a referral and can choose out-of-network providers if needed, which makes PPOs a solid option for companies that value flexibility.
Health Maintenance Organization (HMO) Plans
HMO plans are often more affordable and may come with lower deductibles, but they’re more limited. Care usually stays within a network, and employees often need a referral to see a specialist. HMOs work well for businesses that want more consistent, predictable healthcare costs.
Health Savings Account (HSA) Plans
Health Savings Accounts allow eligible employees to set aside pre-tax dollars for qualified medical expenses. Funds can roll over from year to year, helping employees build savings for future healthcare needs while supporting longer-term cost management.
Indemnity Health Insurance Plans
With an indemnity plan, the health insurance company reimburses a set portion of covered services, and the employee covers the remaining balance. They can offer wider provider access, but they often lead to higher out-of-pocket costs than plans built around provider networks.
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Discover More Group Benefits & Commercial Insurance Plan Options
At BIS Benefits, we believe that one of the best ways for a company to build on their existing health insurance coverage is by offering additional types of insurance. Our licensed professionals can walk Kennesaw businesses through available coverage options to find the right group benefits and business insurance plan.
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Employee Benefits, Workers’ Compensation, and Commercial Insurance? BIS Benefits is ready to help! Our friendly and knowledgeable health insurance brokers are prepared to put together a custom quote for your business’s specific requirements.
Have any questions? Get in touch with BIS to learn more about our group health business insurance products.











