Preferred Provider Organization (PPO) Plans
PPO plans usually come with higher monthly premiums, but they give employees more freedom. Policyholders can see specialists without a referral and still have the option to use out-of-network doctors, which works well for companies that want maximum provider choice
Health Maintenance Organization (HMO) Plans
HMO insurance policies tend to cost less month-to-month and often have lower deductibles, but they keep care more structured. Employees typically need to stay in-network and get a referral to see a specialist. HMOs are a good match for businesses that want more predictable costs.
Health Savings Account (HSA) Plans
With Health Savings Accounts, eligible employees can put pre-tax money into the HSA to pay for qualified medical expenses, and unused funds can roll over year to year. This flexible setup can help both employers and employees manage costs over time.
Indemnity Health Insurance Plans
With indemnity coverage, the health insurance company reimburses a set portion of covered services and the employee pays what’s left. These plans offer broad flexibility in choosing providers, but employees often must pay more out-of-pocket compared to network-based coverage options.
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Find Additional Group Benefits & Commercial Insurance Plan Options
One of the best ways to build on your company’s existing health insurance coverage is by offering additional types of group benefits and business insurance. BIS Benefits’s licensed professionals can walk Marietta businesses through available plans to find the right insurance coverage.
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Business Insurance, Workers’ Compensation, and Employee Benefits? BIS Benefits’s health insurance brokers are ready to help! Our friendly and knowledgeable team is prepared to put together a custom quote for your business’s unique needs.
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