Preferred Provider Organization (PPO)
With a PPO plan, people can visit specialists without a referral and can choose out-of-network providers. These plans typically have higher monthly premiums, but they are solid options for companies that value flexibility.
Health Maintenance Organization (HMO)
HMO plans typically come with lower deductibles, but they limit care to within a network and employees often need a referral to see a specialist. HMOs work well for businesses looking for predictable healthcare costs.
Health Savings Account (HSA)
Health Savings Accounts help eligible employees build savings for future healthcare needs by allowing them to set aside pre-tax dollars for qualified medical expenses. Funds can roll over from year to year, supporting longer-term cost management.
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Why Businesses in Norcross Trust BIS Benefits
Choosing the right insurance plan options can be challenging, especially for small companies trying to find the most effective coverage for their businesses. With HMOs, PPOs, and so many other plans to pick from, it can be hard to know where to start. That's where we come in.
BIS Benefits insurance agents are backed by years of experience in the insurance industry. Our experts bring a personalized, hands-on approach to help you find healthcare coverage plans that are the best fit for company goals, budget requirements, and employee needs. BIS manages the complex parts of insurance selection, giving small business owners full confidence in their insurance policies so they can focus on what matters most—running their business.

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Commercial Insurance, Employee Benefits, and Workers' Compensation? BIS Benefits is here to help! Our friendly and knowledgeable brokers are prepared to put together a custom quote that meets your business's specific requirements.
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