Preferred Provider Organization (PPO) Plans
PPO plans typically come with higher monthly premiums, but they give employees the freedom to see specialists without a referral and use out-of-network doctors. These plans work well for companies that want maximum provider choice.
Health Maintenance Organization (HMO) Plans
HMO policies are structured plans that typically have lower deductibles and cost less month-to-month . Employees often must stay in-network and get a referral to see a specialist. HMOs are a good option for businesses looking for predictable costs.
Health Savings Account (HSA) Plans
Health Savings Accounts provide a flexible setup that can help both employers and employees manage costs over time. Eligible employees to put pre-tax money into the HSA to pay for qualified medical expenses, and unused funds can roll over year to year.
Indemnity Health Insurance Plans
Employees under an indemnity coverage plan are responsible for paying the remaining costs after the health insurance company reimburses a set portion of covered services. Compared to network-based coverage options, these plans offer provider flexibility, but many employees pay more out-of-pocket.
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Why Peachtree Corners Businesses Trust BIS Benefits
Choosing the right group health plan can be difficult, especially for small businesses trying to find effective insurance policies that fit their specific needs. With PPOs, HSAs, and many other available plans to pick from, it can be hard to know where to start. That's where BIS Benefits comes in.
We work hand-in-hand with your business, bringing a personalized approach backed by years of expertise in the insurance industry. Our licensed professionals help companies find the healthcare coverage that aligns business goals, meets budget requirements, and provides the necessary ongoing support. By managing the complex parts of insurance selection, BIS gives small business owners the confidence of full protection so they can focus on running their business.
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