Preferred Provider Organization (PPO) Plans
PPO health insurance plans typically have higher monthly premiums but provide greater flexibility in choosing healthcare providers. With these insurance policies, holders can see specialists and out-of-network doctors, often without needing a referral, making them ideal for businesses that value provider choice.
Health Maintenance Organization (HMO) Plans
HMOs feature lower premiums and deductibles. However, coverage is limited to providers within the HMO network, and referrals are generally required to see specialists. These plans work well for businesses seeking predictable, budget-friendly healthcare costs.
Health Savings Account (HSA) Plans
HSA-qualified plans pair high-deductible health insurance with a
Health Savings Account, allowing eligible employees to set aside pre-tax dollars for qualified medical expenses. These accounts offer flexibility and long-term savings for both employers and employees.
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Allow BIS to aggressively shop the market to get you the most competitive rates.
Why Roswell Businesses Can Trust BIS Insurance Brokers
It can feel overwhelming to navigate insurance options, especially for small businesses trying to build the right group health plan. With so many choices, from PPOs to HMOs and beyond, it’s hard to know where to start. That’s where BIS Benefits comes in.
Our Atlanta-based team takes a hands-on approach, using years of expertise to match your company with healthcare coverage that fits your goals, budget, and employees’ needs. We handle the details so you can focus on running your business, confident that your team and your business are protected.
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Commercial Insurance, Employee Benefits, and Health Savings Accounts? We're here to help! Our health insurance brokers are friendly, knowledgeable, and ready to answer your questions or put together a custom quote for your available plans. Give us a call today to learn more about our business insurance products!










